Home Improvement Loans
If you are looking to finance improvements to your home, apply with us today. Even if you have struggled with bad credit, we may be able to help.
Mukesh Finance Loan Agency has in recent years, emerged as a leading non-banking financial company (MFLA) in India under the stewardship of Shri Mukesh Kumar, MD & CEO of the Company
Mukesh Finance – Your future, in your hands
If there is something in your home that needs fixing or you just want to make some home improvements, Mukesh Finance Loan Agency may be able to help. Our personal loans could get you the money you need, even if you’ve had poor credit before.
When you apply with us, we use something called soft search technology, which means filling out our online application will not negatively affect your credit score like a hard credit search could. This means you can apply confidently with us without worrying that a decline might damage your credit score in the future.
Our loans allow you to borrow from Rs 100,000 to Rs 5 Cr for 18 to 60 months. This could help you make home repairs, finance your wedding or get a loan for Rs 1 Crore to cover emergency home issues, spreading the cost over the term of your loan. Fill out our online application form to see if you are eligible today.
How it all works
If you are looking for a loan to add to or repair your home, Mukesh Finance could be the solution. We specialise in providing loans for people with less-than-perfect credit scores, so even if you’ve had bad credit in the past, you can apply for one of our loans. Applying with us doesn’t affect your credit rating if you are not approved, thanks to our Soft Scoring Technology. It takes just minutes to find out if you are approved for a loan, so apply today to see what we can do for you.
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Responsible Lending
Mukesh Finance are dedicated to responsible lending. We help customers get loans for everything from cars and weddings to home improvements. Plus, all of our customer data is safe and secure.
We meet with all of our customers to discuss their potential loans and explain the terms and conditions. This allows us to complete a full assessment of each person’s finances. All of our customer data is stored securely and processed in line with India/UK GDPR and DPA regulations.
When customers attend their meetings, we ask that they provide accurate information about their finances. To ensure the most up-to-date info, they may wish to review their documents before the meeting. We have also prepared a glossary of terms to help explain some of the more complex terminology involved in finance, such as APR and credit score. If any customers are unclear about their loan, our staff at our local branches can help.
We always ask customers to let us know if their situation changes. For example, if a customer loses their job and is struggling to make payments, we can work together and provide appropriate support for managing the account.
Services We Provide
Mukesh Finance – Your future, in your hands
A few bumps in your credit history, such as missed repayments on credit cards, personal loans, or mortgages or even just a lack of general credit history, can make it harder to obtain loans and other credit facilities. These situations can result in you having a bad credit score in the eye of potential lenders, which reduces your options when it comes to borrowing money.
We specialise in offering loans for people with bad credit, to those that have a low credit score and may have struggled with credit in the past. We offer loans from Rs100,000 to Rs1 Crore over 18 months to 5 years and use soft search technology in our application process, so applying with us won’t appear on your credit file unless we make you a loan offer and you decide to accept it. In addition, we look at more than just your credit history, this means we can often work with people who may otherwise be refused a loan by traditional high street lenders such as banks.
Our application form takes just a few minutes to fill out. Apply with us to see if you’re eligible.
